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NATALLIA SMITH
March 9, 2023
Exclusive, FINANCE, Investing, Money

NATALLIA SMITH
March 9, 2023
Exclusive, FINANCE, Investing, Money
     

 
    The Lipstick and Beer index   Traditional indicators such as GDP, unemployment rates, and inflation indicators are used to measure the health and performance of an economy. These are commonly used by economists and policymakers in gaugin

Traditional indicators such as GDP, unemployment rates, and inflation indicators are used to measure the health and performance of an economy.

Comment
NATALLIA SMITH
March 9, 2023
Exclusive, legal

NATALLIA SMITH
March 9, 2023
Exclusive, legal
     

 
    Succession Planning and Testamentary Trusts   The significance of choosing the appropriate structure to make the protection and maintenance of your assets possible cannot be overstated. This is necessary regardless of whether you have ac

The significance of choosing the appropriate structure to make the protection and maintenance of your assets possible cannot be overstated.

Comment
NATALLIA SMITH
March 9, 2023
FINANCE, Retirement, Tax

NATALLIA SMITH
March 9, 2023
FINANCE, Retirement, Tax
     

 
    Higher taxes to hit multimillion-dollar super balances   Superannuation balances above $3 million will be taxed at a higher rate as the Albanese government hunts for opportunities to improve the budget bottom line.  The changes won’t com

Superannuation balances above $3 million will be taxed at a higher rate as the Albanese government hunts for opportunities to improve the budget bottom line

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NATALLIA SMITH
March 2, 2023
kids, Money, parenting

NATALLIA SMITH
March 2, 2023
kids, Money, parenting
     

 
     Teaching Children a Positive Money Mindset    In today's world, money is an essential part of our lives. We use it to pay for the things we need, and often, the things we want. As parents, we have a responsibility to teach our children

By instilling positive money messaging in our children, we can help them form good financial habits that will last a lifetime.

Comment
NATALLIA SMITH
March 2, 2023
Exclusive, FINANCE, Investing, Money

NATALLIA SMITH
March 2, 2023
Exclusive, FINANCE, Investing, Money
     

 
    Achieving Your Big Picture With Your Finances   Even as children, people create this big picture in their minds — a reflection of how they envision their life to be. Whether your big picture is similar to what’s called the Australia

Even as children, people create this big picture in their minds — a reflection of how they envision their life to be. Whether your big picture is similar to what’s called the Australian Dream (home ownership as the key to a better life) or not depends a lot on your priorities and goals in life.

Comment
NATALLIA SMITH
March 2, 2023
Exclusive, FINANCE, lifestyle, Money

NATALLIA SMITH
March 2, 2023
Exclusive, FINANCE, lifestyle, Money
     

 
    5 Ways to Build Up and Protect Your Finances   People strive hard to accomplish a variety of goals during their lifetime, although there’s nothing more significant than being able to spend quality time in the company of family, friends a

In this post, we discuss different ways to build up and protect your finances so you can safeguard your family’s financial well-being, even in the face of a crisis.

Comment
NATALLIA SMITH
February 23, 2023
FINANCE, Tax

NATALLIA SMITH
February 23, 2023
FINANCE, Tax
     

 
    Treasurer wants ‘national conversation’ on super taxes   The treasurer wants to start a conversation about the future of superannuation concessions that burden the federal budget, but hasn’t changed his position on tax reform.  Jim Chalm

The treasurer wants to start a conversation about the future of superannuation concessions that burden the federal budget, but hasn’t changed his position on tax reform.

Comment
NATALLIA SMITH
February 23, 2023
Economist, FINANCE

NATALLIA SMITH
February 23, 2023
Economist, FINANCE
     

 
    Oliver’s insights – seven key charts for investors to keep an eye on   Key points  – We are reasonably upbeat on the outlook for investment markets this year, but it won’t be smooth sailing and after a strong start to the year share mark

Whether share markets fall back to new lows and resume the bear market in US and global shares that started last year will be crucially dependent on whether major economies slide into recession and, if so, how deep that is.

Comment
NATALLIA SMITH
February 16, 2023
FINANCE, financial advisor, financial planning, Money

NATALLIA SMITH
February 16, 2023
FINANCE, financial advisor, financial planning, Money
     

 
   Are you tired of feeling overwhelmed by your finances? Do you struggle to make smart money decisions, even though you know you should? Are you ready to empower yourself and achieve financial well-being?  We understand that women face uniq

We understand that women face unique financial challenges, and we believe that a big part of overcoming these challenges is understanding the beliefs and attitudes we have about money. That's why we're excited to invite you to our Women's Money Coaching Masterclass!

1 Comment
NATALLIA SMITH
February 16, 2023
Exclusive, FINANCE, Retirement

NATALLIA SMITH
February 16, 2023
Exclusive, FINANCE, Retirement
     

 
    Consider for a moment the notion that time is wealth.   Why Time Is Wealth  If you were to choose between money and time, which option would you go for?  For some, the answer is easy: it’s money. The reason, of course, is that people mea

If you were to choose between money and time, which option would you go for?

Comment
NATALLIA SMITH
February 16, 2023
FINANCE, Tax

NATALLIA SMITH
February 16, 2023
FINANCE, Tax
     

 
    Early access to your money   If you are in financial difficulty, you may be able to get early access to a refund from a tax return or activity statement. You may also be able to access your superannuation in certain circumstances.  On th

If you are in financial difficulty, you may be able to get early access to a refund from a tax return or activity statement. You may also be able to access your superannuation in certain circumstances.

Comment
NATALLIA SMITH
February 10, 2023
Exclusive, FINANCE, Investment

NATALLIA SMITH
February 10, 2023
Exclusive, FINANCE, Investment
     

 
    Have you tried dollar cost averaging as an investment strategy?   Investing can be a challenging exercise, although the principle behind it is deceptively simple: buy when prices are low. However, this is easier said than done. Even seas

Investing can be a challenging exercise, although the principle behind it is deceptively simple: buy when prices are low.

Comment
NATALLIA SMITH
February 10, 2023
Economist, FINANCE

NATALLIA SMITH
February 10, 2023
Economist, FINANCE
     

 
    Oliver’s Insights – the RBA hikes rates by another 0.25% – are we there yet?   Key points  – The RBA hiked again by 0.25% taking the cash rate to 3.35%. It continues to expect to increase interest rates further.  -We remain of the view t

The RBA raised its cash rate by another 0.25% taking it to 3.35%. This is the ninth consecutive rate hike in a row over ten months totalling 325 basis points and exceeds the 2002-2008 tightening cycle (of 300 basis points over 71 months) making it the biggest tightening cycle since the 1980s.

Comment
NATALLIA SMITH
February 10, 2023
Exclusive, legal, parenting, Retirement, Tax

NATALLIA SMITH
February 10, 2023
Exclusive, legal, parenting, Retirement, Tax
     

 
    Why is it important to discuss inheritance planning with your family   While most people write wills, very few families discuss inheritance. Parents avoid discussing inheritance planning with their children due to the subject’s sensitivi


While most people write wills, very few families discuss inheritance. Parents avoid discussing inheritance planning with their children due to the subject’s sensitivity.

Comment
NATALLIA SMITH
February 2, 2023
Exclusive, FINANCE, Investing, Money, Retirement

NATALLIA SMITH
February 2, 2023
Exclusive, FINANCE, Investing, Money, Retirement
     

 
    Achieving a feeling of pride in retirement   Are you the employee who eagerly waits for retirement day or one who fears it because they are not prepared? While there is no blueprint for a happy retirement, some actions can help increase

Are you the employee who eagerly waits for retirement day or one who fears it because they are not prepared? While there is no blueprint for a happy retirement, some actions can help increase the chances of having an enjoyable life after retirement.

Comment
NATALLIA SMITH
February 2, 2023
Economist, FINANCE

NATALLIA SMITH
February 2, 2023
Economist, FINANCE
     

 
    Oliver’s insights – Australian v global shares    Key points    – The underperformance of Australian versus global shares since 2009 reflects a combination of tighter monetary policy, the strong $A into 2011, the slump in commodity price

Since the March 2009 Global Financial Crisis (GFC) low in share markets, Australian shares are up 138%, compared to a 310% gain in global shares in local currency terms and a 500% gain in US shares.

Comment
NATALLIA SMITH
January 27, 2023
Exclusive, FINANCE, financial planning, Investing, lifestyle, Pension, Property, Retirement, WELLBEING

NATALLIA SMITH
January 27, 2023
Exclusive, FINANCE, financial planning, Investing, lifestyle, Pension, Property, Retirement, WELLBEING
     

 
    5 Ways to Live Your Best Life After Retirement   Have you ever thought about life after retirement? If you have, you most likely think about the best things in life: a happy family, good health and wealth.  The only way to make this drea

Have you ever thought about life after retirement? If you have, you most likely think about the best things in life: a happy family, good health and wealth.

Comment
NATALLIA SMITH
January 27, 2023
FINANCE, Tax

NATALLIA SMITH
January 27, 2023
FINANCE, Tax
     

 
    Five new year’s tax resolutions   Don’t clean out the garage. Forget that lapsed gym membership. Here are 5 new year’s resolutions to keep if you want to stay on top of your tax and super in 2023.  Know if you’re in business or not!  Are

Don’t clean out the garage. Forget that lapsed gym membership. Here are 5 new year’s resolutions to keep if you want to stay on top of your tax and super in 2023.

Comment
NATALLIA SMITH
January 19, 2023
Exclusive, FINANCE, Investing, lifestyle, Money, Money and Life, Retirement

NATALLIA SMITH
January 19, 2023
Exclusive, FINANCE, Investing, lifestyle, Money, Money and Life, Retirement
     

 
    5 Things to do as you plan for the year ahead   People typically associate the new year with hope — a time for fulfilling plans, whether those are financial, personal or professional.  The past year is finally over and you can now look f

People typically associate the new year with hope — a time for fulfilling plans, whether those are financial, personal or professional.

Comment
NATALLIA SMITH
January 19, 2023
Economist, FINANCE

NATALLIA SMITH
January 19, 2023
Economist, FINANCE
     

 
    Oliver’s insights – macro investment outlook    Key points    – 2022 was dominated by high inflation, rising interest rates, war in Ukraine & recession fears. This hit bonds & shares hard, driving losses for balanced growth super

Will the poor returns continue, or can we expect a rebound? Here is a simple point form summary of key insights and views on the outlook.

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