To prepare for retirement, there’s forced savings in the form of social security, such as superannuation. Other options to arrange for a secure financial future are savings in the bank, investments and insurance.

Are you the employee who eagerly waits for retirement day or one who fears it because they are not prepared? While there is no blueprint for a happy retirement, some actions can help increase the chances of having an enjoyable life after retirement.

Saving a few dollars today can add up to a lot of money later on – cash that you can use to start investing, pay off your debt repayment, or save for retirement.

It’s easy to make mistakes with money, especially if you’re unaware of how dire the consequences of your actions could be.

Here, we’ll look at some of the most common financial mistakes people commit that frequently result in severe financial difficulties. 

Much of this year has remained fraught with uncertainty and instability in the markets. This, of course, has caused many investors to become nervous and impulsive about their market decisions.

This article will help to ease some fears about market volatility and outline a behavioural approach to address emotional decision-making.