Taking control of your money today to ensure an independent future

Laura, Port Melbourne

Laura was a very successful career woman, single, in her late 30s (at the time of meeting) earning a high income and with no assets.

She struggled to save, spending all she earns.

She had no aspirations to be wealthy and devoted to her life to her career.

She was fearful that she will be poor in her retirement.

She came to the realisation that if something doesn’t change now, one day she could end up on a government pension with no one to help (no children, no partner and family overseas) and her current lifestyle will be compromised.

She needed to know how she could change her way of living today to ensure she is as independent in future as she is now.

Laura and I had a deep dive into her relationship with money. The problems she faced came down to her understanding (or lack of) and her attitude, roadblocks when it comes to money – her Money Blueprint.

Through our strategy and recommendations, she has been able to save and buy a home, a holiday house and build her wealth while focusing on her career.

She is feeling confident she is on the right track to enjoy her lifestyle today and in retirement.

She knows that we have her back no matter where life takes her.

Getting financially organised and being protected no matter what happens

Chelsea, Canterbury

When we met, Chelsea was recently separated, in her late 30s with 2 small kids, paying private school fees and living day to day.

Her finances were a mess as her ex had managed it all in the past.

She had no control of her money, spending it all and no insurance to protect her if something happened.

Chelsea needed to know how she could get on the right track and ensure that she and the kids are going to be ok, no matter what happened.

We helped her get financially organised and obtained the right insurance cover she needed.

A few years later Chelsea was diagnosed with breast cancer.

With our support, we helped get her claim paid and this meant she received a lump sum trauma payment (in excess of $200K) at a time she desperately needed it.

The money was a huge relief and gave her the comfort knowing she could pay for best treatment and doctors available and not have to worry about her finances while trying to beat the dreaded cancer.

Since then, Chelsea has got back on her feet, established herself in a successful career, met a new partner, bought an investment property and enjoys every minute of her life.

Making retirement enjoyable by taking away the financial concern

Michael and Nadine, South Melbourne

We met Michael and Nadine eight years ago when they had retired from the workforce and were living on their accumulated superannuation savings.

They were doing all right, however, they decided it would probably be wise to see a financial adviser. Unfortunately, once the adviser had implemented his initial recommendations, there was scant follow up.

So, by happy chance, they got in touch with us as they felt they could do better than they were and wanted the reassurance that a professional adviser was actively managing their retirement savings on an ongoing basis.

They wanted someone proactive who would keep in touch and provide advice on how to take advantage of their situation and stay up to date with any changes in superannuation and tax legislation.

And they have been with us ever since.

Over the years they have told us repeatedly that they sleep better at night knowing that we are on their team and that their situation is under professional control. They can focus instead on enjoying their retirement; travelling, spending time with their family and doing the things they love.

They don’t need to be doing research, monitoring their portfolios or worrying about what investment decision is right or wrong.

They have a trusted professional team doing that for them.

Testimonials

Natallia is a financial advisor I would trust with my life, not just my money

"Natallia is a financial advisor I would trust with my life, not just my money. She is diligent, professional and most of all really cares about her clients and the outcomes she gets for them. She will not try to sell you things you don't need and she will always do the right thing by her clients. She has the utmost integrity and is a lovely person to have on your side."

- Laura Chisholm, Director, Digital Consulting at KPMG

She treats individual clients as if they are the only person she is working for

Natalia has been my financial advisor for many years, I have found her to be extremely professional, competent and personable. She treats individual clients as if they are the only person she is working for. Her informative & calculated advice combined with her funds management skills are outstanding. I highly recommend her to anyone who is in need of financial advice or just looking to change to someone who will make a positive difference to their financial security.

- Michael Daly, Operations Manager - Serco Defence South

Natallia always has my goals and objectives front of mind

I recommend Natallia to anyone seeking financial advice. Natallia has been my trusted financial adviser since 2010. She is great to deal with and always provides sound and comprehensive financial advice. I know Natallia always has my goals and objectives front of mind.

- Diane Ridgway, Senior Associate at Kalus Kenny Intelex Lawyers

Like having a one stop shop for everything financial

Natallia provides timely, informed and useful advice that meets exactly what I need. She offers a wide range of services and I like having a one stop shop for everything financial.

- Ruth Baxter, Quality Manager at Uniting AgeWell

Natallia took control and left me wondering why I had waited so long to delegate this out to someone.

Consolidating all my Super accounts had been on my 'to do' list for years, as it always fell into the 'too hard basket'. Natallia at AssetPlan Advisory took control and left me wondering why I had waited so long to delegate this out to someone. It was so easy. Natallia also helped me assess my risk profile so I was getting the best results for my Super. She also used this risk profile to recommend the most appropriate level of cover for my life and disability insurances.

- Kim Beavis | Founder at Aussie Alexa

I feel very comfortable that it is in good hands

I have entrusted Natallia to look after my superannuation and insurances and feel very comfortable that it is in good hands. Natallia took the time to get a thorough understanding of my financial position and goals and demonstrates a strong current working knowledge of super, insurances and financial planning strategies. Natallia's professionalism and ability to communicate different aspects of super and insurance to me and set up new funds and policies to suit my needs was greatly appreciated. I would highly recommend anyone who needs to see a financial advisor to contact Natallia.

- Anthony Cassell, Manager at Beasley & Co Chartered Accountants

I would recommend her unreservedly

I have found Natallia to be professional, honest, efficient and knowledgeable in her field, and always a pleasure to deal with. I would recommend her unreservedly.

- Dale Monsbourgh, Principal at Evoke Partners - teaching winning Sales habits & processes.

Natallia's thoughtful and professional management

I couldn't speak more highly of Natallia Smith, as a financial advisor and as a caring and generous person generally. I am pleased with the performance of my Superannuation Fund under Natallia's thoughtful and professional management.

- Neil Robison, Sector Manager, Mine Cooling Solutions

Natallia's professionalism and ability to communicate easily

I have entrusted Natallia to look after my finances and I am comfortable that it is in good hands. Natallia demonstrates a strong working knowledge of superannuation and financial planning strategies in an ever changing market. Natallia's professionalism and ability to communicate easily and discuss my needs is greatly appreciated. I would highly recommend Natallia to anyone who needs to see a financial advisor.

- Dina Corsini-Colborne, Independent Verifier at LWA

Natalia is trustworthy, reliable, and good at what she does

Natalia has been my Financial Adviser for almost 4 years. During this time, Natalia has primarily managed my Superannuation, and as a result, the value of the fund has increased in a way which I am very happy with! Natalia is trustworthy, reliable, and good at what she does.

- Craig Wiley, Senior Director, Systems Engineering, Asia Pacific at Commvault

Featured

I went to Truwealth having had little experience with financial planners. In fact, most of what I had heard was bad but I knew I needed help with financial advice. Natallia Smith is knowledgeable and patient. She helped me navigate the complex world of financial advice and I ended up investing with confidence. They are focused on long relationships and long term sustainable returns. Thank you TruWealth and Natallia!

— Victoria

“We've had the pleasure to work with Natallia as our financial advisor to assess and help us achieve our financial retirement goals. Natallia is a very diligent, experienced and knowledgeable, easy to work with and honest. Her financial advisory services are tailored to our needs and risk profile and it's been beneficial for us. We've had a really good experience with Natallia and would highly recommend her to anyone looking to achieve their financial, retirement and lifestyle goals.”

— Amy Lee, Notting Hill

"Natallia was very easy to work with, and ALWAYS available for any questions or issues that came up during my time with her. I really like the concept of her 1-year strategy session that covers all of your financial issues, ranging all the way from insurance and super to cash flow. Our financial situation changed in our 1-year time with Natallia, and she was able to switch gears to newly address budgeting and investment opportunities. I'd highly recommend her to anyone! "

— Briana, East St Kilda

"Natallia was highly recommended through industry sources after we chose her as our Advisor. We’ve been managing our finances without professional advice for many years but with retirement fast approaching, we needed the services of a professional to manage and maximise our investments and entitlements. The review conducted by Natallia was thorough and we are extremely confident that she understands us and has made the appropriate adjustments to ensure our goals are achievable."

— Debra, Kurunjang

"Natallia has always been available when I have needed advice or support. She has been empathetic at all times, professional and immediate un her respobse I am confident in all my information and interactions Ihave confidently referred her to family and friends"

— Janet, Brighton

"Natallia's advice and practical assistance have been invaluable to me over the past year as I've made major changes to my superannuation and retirement plans. I've especially appreciated her knowledge, and her professional, warm and reassuring manner, and would have no hesitation in recommending her to family and friends. I always receive prompt replies to my queries, and feel that she is always available when I need her help or attention.”

— Leonie, Malvern East

"Natallia has been extremely helpful to my husband & I as we do not have strong financial background. We were formerly advised by our son but he died tragically 6 years ago. Natallia is always available, empathic, patient & she works co-operatively with our tax accountant. We have recommended her to our friends as someone reliable & knowledgeable. "

— Patricia, Melbourne

"Natallia has been my advisor for many years ensuring that my investments stay on track so that I don't need to worry about them. Advise to date has focused on creating a plan for my future financial stability and also helping me weather the challenges of starting my own business. She is open, honest, support and professional. Her knowledge and expertise ensuring I have financial wellbeing."

— Sonja, Melbourne

"Natallia has given me advice on a wide range of products / areas including super funds, loans, and all sorts os financial management. Natallia has always explained things clearly and simply to meet my needs at the time. I feel very confident about the advice given and receive her full attention at any time."

***— Ruth, Glen Iris***

"With G-d's blessing B"H Natallia has been more than a financial advisor, My wife Norah and I see Natallia as being more of a friend showing incredible care in assisting us in areas of superannuation and assistance with our business. Natalia has assisted us with an amazing amount of creative ideas almost as if our business was "her" business. Natallia has also set our minds at ease in explaining how we can fund ourselves when we eventually retire maintaining the same lifestyle/expenses as before retirement. We highly recommend Natallia. "

— Moshe and Norah, St Kilda East

"Natallia was usually able to explain things to me in a clear way. Through Natallia's knowledge and experience, I feel very confident that the advice given was right for my needs. I usually received Natallia's full care and attention when I need it."

— Michael, Whittlesea

“My wife and I sought advice regarding managing our Self Managed Super Fund and general investment strategy into the furure. We both found Natallia Smith and Kate Schell easy to deal with and very good listeners, understanding our major concerns and goals for the future. We are very happy with the their recommendations and are looking forward to a continuing relationship with TruWealth."

— Michael, Inverloch

"Natallia has been my financial adviser for quite a few years, and she has always given me her 100% attention and always followed up on my concerns. Her understanding of investments and managed funds is excellent. Natallia has been a tremendous help and takes personal interest in our investments "

— Mendel, St Kilda East

"Natalllia has helped me with insurance and superannuation management for some years now. She always returns calls or emails and follows up to ensure you fully understand everything she has recommended. I’ve never needed to chase her and the advice always stacks up against my own research and findings. I would highly recommend her for any financial, insurance or superannuation needs. "

— Carlo, Doncaster East

"Natallia's advice helped me in understanding the way our funds were set up of which we were loosing money with various charges Natallia explained various options and were able to review and proceed with that knowledge to protect our investment for our future retirement"

— Susan, Eden Park

"Natallia focused on my concerns and explained how the market had performed in the previous 12 months. She admitted it hadn't been a great 12 months and I appreciated her honesty. Natallia was also able to swiftly navigate the Netwealth website and explain how the product worked and how my fees are incurred. Natallia was very patient with me as this was the second time she had to explain the product to me."

— Kate, Glen Iris

Natallia has given me advice in areas including Transition to Retirement and lately my Retirement Super Fund. Through Natallia's knowledge and experience, I feel confident that the advice given is right for my needs. I always receive Natallia's full care and attention when I need it. Natallia is friendly and respectful of my needs and always responds in a timely manner when I ask for advice. I have recommended Natallia to several friends and would not hesitate to recommend her to others."

— Dina, Warrandyte

"Our above ratings say it all. Natallia has consistently given us sound, reliable and professional financial advice and has managed our retirement income and ongoing investment to our complete satisfaction over many years. We trust her implicitly and regard her as a dear friend. As we have told her many times, because of her we sleep well at night. Michael and Nadine Watson"

— Michael, South Melbourne

"Best move I ever did many years ago was to choose Natallia as my Investment Advisor. I have recommended her and her team to several friends who were looking for financial advice and those that contacted her have all been very happy with her professional advice and financial management."