Navigating Centrelink is never easy. It’s even more difficult when you’re not tech-savvy, struggling with hearing and eyesight, or have been out of the ‘system’ for years. Deterred by the convoluted application process, many older women don’t apply, and miss out on the money and benefits they are entitled to.
March 8th, was International Women’s Day www.internationalwomensday.com I’ve thought a lot about how this aligns with both my business and personal values. As a financial adviser, woman, mother, daughter, partner and friend, my mission is to empower single women to feel financially secure and in control of their financial future.
How do you view money? More often than not, the way we think about money is learned from our parents. We watch their behaviour as children and subconsciously build a financial narrative that influences the rest of our lives. But we can re-write our story to create a healthy and productive financial mindset.
Many of us think of retirement as a given – you work hard for your middle years, and then you get to bow out of the workforce and enjoy a well-deserved rest, take those bucket-list trips and enjoy the best life has to offer. After all, you’ve made your contribution and now you’ve earned the right to kick back.
In the right hands, a self-managed superannuation fund (SMSF) can be a beneficial way to build wealth for retirement. Whilst they are not for everyone, it is important that when thinking of starting an SMSF, individuals need to understand the benefits and responsibilities they take on by having an SMSF.
What’s the meaning of Christmas in your household? While it can sometimes feel like spending a small fortune on gifts and food is non-negotiable, it’s not the only option. And, if you have kids, the holidays are a great time to teach them about the value of money – while having a heap of fun along the way!
At the start of the COVID-19 pandemic, the federal government announced a program allowing Australians in financial distress to withdraw up to $20,000 from their superannuation funds to help them cover their expenses during this difficult year.
Rachel’s recent performance appraisal didn’t go as planned. A professional woman with many years’ industry experience, her KPI’s confirm that she adds significant value to her workplace, and her expertise is highly regarded by management and peers alike. But, to her dismay, her pay rise request was denied and she left the appraisal feeling disappointed and unappreciated.
Spring in Melbourne is a strange time. Beautiful sun-filled days are often rudely interrupted by arctic blasts of torrential rain. Yet, as the scent of blossom teases us with the promise of summer, we find ourselves in the throes of spring cleaning our homes, weeding our gardens and cleaning the barbeque ready for the new year ahead.
The latest round of restrictions in Victoria have caused many of us to feel anxious, upset and angry as we navigate the impact they are having on our personal, family, work and financial lives. But the TruWealth team are here for you. While our office is shut until further notice, it’s business as usual! We are available to support you through our genuine and ongoing service, advice and care.
In Victoria, we find ourselves back in lockdown for at least the next five weeks. While it involves working and schooling from home, lots of walking-for-exercise and, no doubt, the odd glass of stress-releasing wine, the obvious winners are the ‘Buy Now, Pay Later’ companies who have enjoyed a phenomenal run this year.
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