An alliance of emergency responders, diplomats, defence personnel and healthcare professionals is calling on Australia’s next government to urgently prioritise action on climate change.
Here’s why you need to consolidate your super
New super rules that have been introduced mean employees are now ‘stapled’ to their existing superannuation fund, unless they choose otherwise. That’s why it’s more important than ever to consolidate your super and take control of your retirement savings. Here’s what you need to know about the super stapling rules.
Trauma insurance, what is it and do I need it?
Insurance cover: What is indexation and how does it work?
Payment of death benefits when couples die simultaneously
What’s the difference between stepped and level premiums?
Retail investors’ growing climate agenda
Meet our new team member, Lauren!
Income Protection: How, what, why and who
How much you need in an emergency fund
Why women need a unique focus on their finances
Buy-sell agreements and life insurance
The Self-managed super fund: Life insurance – Buy-sell agreement – financial assistance – sole purpose (ATO ID 2015/10) interpretative decision clarifies our view of whether a SMSF contravenes super laws by purchasing a life insurance policy covering the life of a member, where the purchase is dependent on a buy-sell agreement.
Problems paying your bills and fines
Deciding if you need income protection insurance
To work out how much income protection you need, prepare a budget. This will help you see your monthly expenses and the income you’ll need to replace. You may want to factor in making payments to your super as well.
Types of life insurance and where to find it
Financial security for you and your family
Be aware of the insurance implications of the early super release scheme
At the start of the COVID-19 pandemic, the federal government announced a program allowing Australians in financial distress to withdraw up to $20,000 from their superannuation funds to help them cover their expenses during this difficult year.