Ask how the claims process works and what forms you need to fill out. Make sure you have your policy number available. If you’re struggling physically or emotionally, ask a trusted friend or family member for help with the claims process.

Genuine redundancy and early retirement scheme payments are tax free up to a limit based on the employee’s years of service. The rules around these payments have changed.

“Eligible Australian and New Zealand citizens and permanent residents were able to access up to $10,000 of their superannuation before 1 July, 2020. They can access a further $10,000 until 31 December, 2020,” the Government announcement said.

With Aussies living longer than ever before, you could be looking forward-to many happy years of retirement. Having a financial nest-egg to support you into old age is essential.

Although concern about money isn’t the only problem we’re grappling with, financial stress is likely to be on the rise, even among those of us who are generally pretty good at staying on top of our finances.

There are many ways to reduce your tax liability, increase your super contributions and reduce your personal income tax. Please give me a call if you would like to discuss concessional contributions and determine the best action to take now and in the future.

The COVID-19 crisis has seen many Australians taking steps to stay afloat with their finances. With women more likely than men to withdraw super to make up the shortfall in their income, what does this mean for their long term financial wellbeing? Fran Hughes CFP®, Head of Financial Solutions explores the reasons why a super withdrawal at this time could leave women financially vulnerable.

In March 2020, the federal government announced early access to super as one of their measures to support people experiencing financial hardship during the COVID-19 pandemic. Find out some things to consider when looking at this option to take the pressure off your finances at this challenging time.

Many of us daydream about the day we finally retire and are able to do the things we’ve longed for, whether that’s travelling the world, campervanning around Australia, improving our golf or gardening skills, or spending more time socialising or with our grandchildren.

When you compare your current lifestyle, expenses and savings with what you’re planning for in retirement, does it all add up? Find out why it’s important to balance your cash flow now with the super savings you’re going to need in retirement.

You may think your retirement is far off—so no worries, right? Not so fast. To ensure you have enough funds to live well when you retire, you need to learn what you need to do now to make sure you can have the lifestyle you’ve worked so hard to have—for the rest of your life.