Main points in the 2020/21 federal budget

Paul Osborne
(Australian Associated Press)

 

A SUMMARY OF THE 2020 FEDERAL BUDGET

ECONOMY

* Budget deficit of $213.7 billion in 2020/21

* Deficit narrows to $112 billion in 2021/22, $87.9 billion in 2022/23 and $66.9 billion in 2023/24

* Commonwealth net debt to rise to $703.2 billion in 2020/21 before hitting $966.2 billion in 2023/24

* Economic growth to fall by 1.5 per cent in 2020/21 before expanding by 4.75 per cent in 2021/22

* Unemployment rate of 7.25 per cent in 2020/21, before falling to 6.5 per cent the following year

* Inflation as measured by CPI to be 1.75 per cent in 2020/21

 

TAXATION

* Extra $12.5 billion in personal income tax relief over the next 12 months

* In 2020/21, low and middle income earners will get tax relief of up to $2,745 for singles and up to $5,490 for dual income families

* When the plan is fully rolled out in 2024/25 around 95 per cent of taxpayers will have a marginal tax rate of 30 per cent or less

* A $2 billion research and development tax incentive to apply from July 1, 2021

 

TAXABLE INCOME (TAX SAVING IN 2020/21)

$40,000 ($1,060)

$60,000 ($2,160)

$80,000 ($2,160)

$100,000 ($2,445)

$120,000 ($2,745)

$140,000 ($2,565)

$160,000 ($2,565)

$180,000 ($2,565)

$200,000 ($2,565)

 

BUSINESS

* From budget night to June 20, 2022, businesses with a turnover up to $5 billion will be able to deduct the full cost of eligible depreciable assets of any value in the year they are installed.

* Loss ‘carry-back’ will also be available to around one million companies, with losses incurred up to 2021/22 carried back against profits made in or after 2018/19.

* Changes to fringe benefits tax

* Small and medium businesses can access up to 10 tax concessions

 

HOUSING

* An extra 10,000 places in 2020/21 under the First Home Loan Deposit Scheme to buy a new home or newly-built home

* These first home buyers can secure a loan with a deposit of as little as five per cent, with the government guaranteeing up to 15 per cent of a loan

* $1 billion increase in the government guarantee to the National Housing Finance and Investment Corporation to support more affordable housing

 

INFRASTRUCTURE

* Boosting infrastructure spending to $110 billion over the decade

 

THE BUSH

* $328 million to help agricultural exporters and the recovery from drought, bushfires and COVID-19

* Digital platforms to make it easier for exporters to access overseas markets

* $550 million regional package to support tourism, rural health workforce, manufacturing and technology

 

YOUNG WORKERS

* JobMaker hiring credit to support around 450,000 people aged between 16 and 35 get into work, at a cost to the budget of $4 billion

* The credit of up to $200 a week will be available to employers for each new job they create over the next 12 months

* $1 billion JobTrainer fund will support up to 340,700 free or low-fee training places

* $1.2 billion to subsidise apprentice wages

 

WOMEN

* $240.4 million package to deliver job opportunities, support parents and increase participation in STEM industries

 

HEALTH

* $4.9 billion in health measures to deal with the coronavirus pandemic, including support for hospitals, protective equipment and vaccines and treatments

* $750 million for COVID-19 testing

* $112 million to continue Medicare-funded telehealth

* Extra $746.3 million to support senior Australians in aged care, workers and providers to respond to the pandemic

 

PENSIONERS

* $2.6 billion for two additional payments of $250 to pensioners and other eligible recipients

 

ENVIRONMENT

* $249.6 million over four years to modernise recycling infrastructure, reduce waste and recycle more

* $47.4 million ocean health package

* $29.1 million to clean up contaminated land

 

SUPERANNUATION

* Ability to keep your superannuation fund when you shift employers, effectively “stapling” the fund to the worker

 

SECURITY

* Extra $201.5 million to deliver a cyber security strategy, with new investment in training