Debt consolidation (or refinancing) can make it easier to manage your repayments. But it may cost you more if the interest rate or fees (or both) are higher than before. You could also get deeper into debt if you get more credit, as it may tempt you to spend more.
Your first steps to investing with confidence
Micro-investing the millennial way
Fires to have little impact on GDP: RBA
The China Coronavirus outbreak – economic and investment market implications
Australian neobank growth
Be financially prepared
According to this same report, only 40% of families have enough in savings to cover three months of expenses, with an even lower percentage having the usually recommended six months worth of savings. This is frightening to us, as having an emergency fund can greatly help a person get through tough parts in life.
Coronavirus update at a glance and impact on the market
Financial stress linked to family violence
Financial stress, unemployment, disability and poor health are all factors in domestic violence, new analysis of Australian statistics shows. Other common factors include female victims being aged between 25 and 34, born in Australia or English-speaking countries, and living in a de facto relationship.
Buy Now Pay Later pros and cons
With Buy Now Pay Later (BNPL) services, buyers can have their item now and spread payment in instalments over a few weeks or months. Unlike credit cards, they charge no interest on the purchase, and there are generally no fees to sign up and use the service
The costs of buying a home
What is capital gains tax? Your questions answered
Being rich is having money; being wealthy is having time.
Recently separated? Thinking about leaving? Here are some tips to help you organise your finances as a single woman.
How to structure your small business – and pay yourself
Bushfires and the Australian economy
How the Australian super system compares to others around the world [VIDEO]
My top lessons from 2019, and what I’m watching in 2020
7 simple steps to create an emergency savings fund
Five charts to watch regarding the global economy and markets this year
Our high-level investment view for this year is that a combination of improving global growth boosting profits and still easy monetary conditions will help drive reasonable investment returns, albeit more modest than the very strong gains of 2019. This note revisits five charts we see as critical to the outlook.