Have you ever thought about getting financial advice but worry whether it will be right for you? In reality, everyone can benefit from informed, professional advice that will help them to create good habits and focus on achieving their goals. Speaking to an adviser is the first vital step towards financial freedom and independence.

Debbie and Matt are a hardworking couple with three young children. And, like so many of us, they are time-poor and tired. Living day-to-day, they feel financially out of control and have absolutely no idea about the best way to manage the ongoing pressure of their expenses, income and debt. While they do maintain a vague budget for the basics – bills, groceries, car expenses – they don’t have a clear view of their monthly cashflow and are unable to see how to make the savings and improvements they wish for.

Talking to a financial adviser can make all the difference.

A reliable, thorough financial adviser will take the time to learn all about you! They will ask about your family, work, and the things you enjoy; they won’t focus only on the money. If you’re new to the game, they will take you through the process of exploring your individual situation and possible options ahead. You will share your dreams and goals – both personal and financial – and develop strategies to work towards a better future.

For Debbie and Matt to move forward, they need to consistently review their financial matters. Spending one day once a year to sort out receipts and organize their tax returns is not enough. It would be wise to develop the habit of looking at their finances at least every week, if not every day. Ideally, they will work towards being aware of what is working for them, (and what’s not), then assessing how to improve their financial situation to create the freedom to achieve their goals.

It takes action to achieve results.

Admittedly, doing paperwork and paying bills is not fun, but creating a consistent, weekly habit of reviewing your finances will lead to positive consequences. You will feel in control, be aware of spending and saving patterns, and have the ability to make informed changes where required. And if you regularly do it every week, it will only take 30 minutes to an hour to take control of this previously overwhelming task.

Creating a budget, consistent review and planning for the future are key steps towards financial freedom. A financial adviser will help you head in the right direction and implement suitable strategies to work towards your goals and enable you to live your best life.

If you’re not sure how to get the most out of your finances, call Natallia and take the first step to financial strength and independence.