New super rules that have been introduced mean employees are now ‘stapled’ to their existing superannuation fund, unless they choose otherwise. That’s why it’s more important than ever to consolidate your super and take control of your retirement savings. Here’s what you need to know about the super stapling rules.
A critical illness or serious injury can make it difficult to continue to work. Trauma insurance can help support you and your family at this time and pay for medical and rehabilitation costs.
Indexation is an automatic increase to the amount of insurance cover you have, to make sure the value of your cover is not eroded by the impacts of inflation.
Many trustees and members of SMSFs are interested in the payment of death benefits if they or their spouse were to die.
Life insurance premiums are predominantly based on the risk of certain events happening to you. Because health risks increase with age, life insurance premiums will generally increase over time.
Most `mum and dad’ investors are increasing pressure on companies to detail how climate change might impact their savings and reveal what they are doing about the problem.
Lauren has worked in the financial advice industry for over 20 years and brings a wealth of knowledge to the group. She has completed a Bachelor of Commerce, majoring in Finance and Economics, and has since zeroed in on Financial Planning as her career.
Income protection insurance pays up to 85% of your pre-tax income for a specified time if you’re unable to work due to partial or total disability.
An alliance of emergency responders, diplomats, defence personnel and healthcare professionals is calling on Australia’s next government to urgently prioritise action on climate change.