Natallia Smith
(TruWealth Advice)

Have you ever thought about getting financial advice but worry whether it will be right for you? In reality, everyone can benefit from informed, professional advice that will help them create good habits and focus on achieving their goals.

Speaking to an adviser is the first vital step towards financial freedom and independence

Sarah is a single mum with three teenage children. And, like so many of us, she is time-poor and tired. Living day-to-day, she feels financially out of control and has absolutely no idea about the best way to manage the ongoing pressure of her expenses, income and debt. While she maintains a vague budget for the basics – bills, groceries, car expenses – she doesn’t have a clear view of her monthly cashflow and is unable to see how to make the savings and improvements she wishes for.

Talking to a financial adviser can make all the difference

A reliable, thorough financial adviser won’t focus only on the money. They will take the time to learn all about you, your family, work, and the things you enjoy. If you’re new to the game, they will take you through the process of exploring your individual situation and possible options ahead. You’ll share your dreams and goals – both personal and financial – and develop strategies to work towards a better future.

For Sarah to move forward, she needs to consistently review her financial matters. Spending one day once a year to sort out receipts and organize tax returns is not enough. It would be wise to develop the habit of looking at her finances at least every week, if not every day. Ideally, she will work towards being aware of what is working for her family, (and what’s not), then assessing how to improve her financial situation to create the freedom to achieve her goals.

It takes action to achieve results

Admittedly, doing paperwork and paying bills is not fun, but creating a consistent, weekly habit of reviewing your finances will lead to positive consequences. You will feel in control, be aware of spending and saving patterns, and have the ability to make informed changes where required. And if you regularly do it every week, it will only take 30 minutes to an hour to take control of this previously overwhelming task.

Creation of a budget, consistent review and a plan for the future are key steps towards financial freedom. A financial adviser will help you head in the right direction and implement suitable strategies to work towards your goals and enable you to live your best life.

If you’re not sure how to get the most out of your finances, call Natallia and take the first step to financial strength and independence.